Plan ahead so every learner finds their path. Estimate tomorrow's education costs and what to save today — in INR or USD.
3 Modes
PLAN · PROJECT · COMPARE
INR & USD
DUAL CURRENCY
SIP + Lump
BOTH STRATEGIES
Cost + Monthly Savings
Project Future Cost
Lump-sum vs Monthly
INR & USD
Education Planner
Your Details
Your savings plan
Figures are estimates for planning only. Assumes steady inflation and constant compounded returns — actual costs and market returns will vary.
This is not financial advice. Consider speaking with a licensed financial advisor before making investment decisions.
Key Assumptions
📈
Education Inflation (typical)
8 – 10% per year
💰
SIP Returns (equity MF)
10 – 12% per year
🏦
PPF / Debt Returns
7 – 7.5% per year
🎓
Avg. UG Cost Today (India)
₹10 L – ₹40 L
Defaults pre-filled in the calculator. Adjust to your situation.
How to Use
1
Enter your child's current age and the age at which you expect to start paying for higher education.
2
Enter the current cost of the education you are planning for (e.g., today's college fee). The calculator inflates this to the future.
3
Choose a mode: plan your monthly SIP, project the future cost alone, or compare a lump-sum vs monthly strategy.
4
Adjust education inflation (typically 8–10%) and your expected investment returns to see how they affect the numbers.
5
Switch between ₹ INR and $ USD using the currency toggle — the defaults rescale automatically.
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